Urgent Care Fitchburg and Urgent Care Leominster accept all major insurance plans and Medicare—just bring your insurance card and a photo ID with you at the time of your visit. If your insurance carries a co-pay you will be asked to pay the co-pay at the time of your visit. Urgent Care Fitchburg and Urgent Care Leominster provide medical care to patients regardless of insurance coverage. Our visits are processed as “outpatient hospital visits”, which may change how your health insurance company pays for your care. Some insurances now have deductibles and co-insurance. Look on your health insurance card or call your health insurance company to better understand your out of pocket expense.